How To Look At A House
McGarry and Madsen's home inspection blog for buyers of
site-built, mobile/manufactured and modular homes
What is a second set mobile/manufactured home
Saturday, June 16, 2018
“Second set” is an industry term for a mobile home that has been moved from the original site where it was set when delivered new from the dealer. The significance of a second set home is that it is not eligible for FHA, VA, USDA, or other conventional financing—although some private lenders will accept a second set home.
This is how the exception for federal mortgage insurance of a relocated mobile home is stated by HUD: “Manufactured units may be moved only from the manufacturer’s or dealer’s lot to the site on which the unit will be insured. The manufactured unit must not have been installed or occupied previously at any other site or location.” It is also a factor that will affect the value of a used mobile home.
See our blog posts How do I find out if a manufactured/mobile home has been moved from its original location? and What is the age limit for moving a mobile home? and Can you move an older mobile home in Florida? to learn more.
Here’s links to a collection of our blog posts about MOBILE/MANUFACTURED HOMES:
• What are the most common defects in mobile/manufactured home foundation piers?
• How do I determine the age of a very old mobile home?
• What is a "HUD label verification letter" for a mobile/manufactured home?
• Is it safe to go under a mobile home?
• Are older mobile homes unsafe?
• What do I need to know about buying a foreclosed mobile home?
• Does it make sense to buy an older mobile home and remodel it?
• Where do I find the vehicle identification number (VIN) on a mobile home?
• How do I find out how old a mobile home is and who manufactured it?
• What is the right price for a used mobile home?
• How energy efficient is a mobile home?
• When were the first double-wide mobile homes manufactured?
• How do I upgrade my old (pre-1976) mobile home to meet HUD standards?
• What size air conditioner is right for my mobile home?
• Can you move an older mobile home in Florida?
• What does the HUD tag look like and where do I find it on a mobile home?
• What is a Park Model mobile home?
• Does an addition to a mobile home have to comply with the HUD Code?
• What walls can I remove in a mobile home?
• What can I do to prevent dampness and mold in my mobile home?
• How can I tell if a mobile home is well constructed?
• How can I tell the difference between a manufactured home and a modular home?
Visit our MOBILE/MANUFACTURED HOMES page for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles.
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