How To Look At A House
McGarry and Madsen's home inspection blog for buyers of
site-built, mobile/manufactured and modular homes
Frequently Asked Questions (FAQ) About Four Point Inspections
Thursday, January 2, 2020
It used to be that insurance companies only requested a four point inspection for homes that were older, usually 40 years or more. But some companies are now requiring the report for much newer houses and, recently, even mobile homes. Here’s links to the questions we get asked most often about four point inspections:
• Is the 4-point insurance inspection strictly pass or fail?
• Why does my homeowner's insurance want a four point inspection?
• How do I get my home ready for a four point inspection for insurance?
• Will a house without air conditioning pass a 4 point inspection?
• How is Citizens Property Insurance different from other Florida homeowners insurance companies?
• Do I need a home inspection to get insurance?
• Why is a fuse box/panel an insurance problem for homebuyers?
• Which water pipes are an insurance problem and possibly uninsurable?
• How do I get insurance if my home can't pass a 4-point inspection?
• Can a patched roof pass a 4-point inspection?
• Why are old electrical components not always "grandfathered" as acceptable by home inspectors?
• Should I give a copy of the home inspection report to the bank or insurance company?
• Do I need to get a four point inspection for insurance for an older condominium?
• Is a four-point inspection mandatory in Florida for insurance?
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