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Does a Dutch Gable count as a gable or hip for the Florida wind mitigation inspection?

Wednesday, April 6, 2022

A Dutch Gable counts as part gable and part hip for the Florida wind mitigation form (OIR-B1-1802). A horizontal measurement taken at the bottom of the triangle shape that is the gable end counts as a gable. If that dimension is more than 10% of the overall horizontal measurement taken at the fascia below it all the way around the roof, then it can not be credited as a hip roof on the form.

    Also see Is a half-hip roof considered a hip roof for a Florida wind mitigation inspection? 

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  To learn more about the Florida wind mitigation inspection, see these other articles:

• What is the wind mitigation inspection for homeowner's insurance?

• How can I get a better wind mitigation report and reduce the cost of my windstorm insurance in Florida?

 Who can perform a wind mitigation inspection in Florida?

• How long does it take for a wind mitigation inspection? 

Is a wind mitigation inspection transferable from previous homeowner to new homeowner?

What is the difference between a toe nail, clip, single wrap, and double wrap for the wind mitigation form?

How do I get the hip roof discount for my homeowners windstorm insurance? 

Is a wind mitigation inspection report (OIR-B1-1802) required for homeowners insurance in Florida?   

• What is checked during a wind mitigation inspection?  

Can I do my own wind mitigation inspection?   

What’s the difference between a gable and hip roof for my insurance?  

• Why did I get no discounts or only a small discount from my wind mitigation inspection? 

How can I tell how hurricane resistant a Florida house is before I buy it?

Do I get a a discount for partial hurricane shutters in a Wind Mitigation inspection?

• Why did I get no discount for roof-to-wall-attachment in my Wind Mitigation report? 

 What’s the difference between a four-point and wind mitigation inspection?

• What is the discount for Secondary Water Resistance (SWR) on a Wind Mitigation Inspection Report (OIR-B1-1802)? 

How much does a wind mitigation inspection save on insurance?

• What is the discount for gable end bracing in a Wind Mitigation Inspection (OIR-B1-1802)? 

What is the discount for wall construction type in a Wind Mitigation Inspection Report (OIR-B1-1802)?

• Does RhinoRoof® underlayment qualify to the Secondary Water Resistance (SWR) discount on a Florida Wind Mitigation (OIR-B1-1802) inspection? 

• How long does a wind mitigation inspection remain valid? 

What is a wind mitigation discount? 

Can I get the Florida Building Code (FBC) discount on a wind mitigation form even if the permit application was before March 1, 2002?

• What is the difference between the HVHZ (High Velocity Hurricane Zone) and the Wind-Borne Debris Region in Florida Building Code? 

If the strap has 2 nails at my roof trusses, what credit do I get on my wind mitigation inspection?

• Is a digital signature acceptable for customers on the Florida Wind Mitigation Form (OIR-B1-1802)? 

• Can I get a wind mitigation inspection for a mobile home? 

Can I get a wind mitigation inspection for a modular home?

• Why didn't I get the hip roof discount on my wind mitigation inspection? 

What does toe nailing mean? 

• Is it worth it to upgrade my roof tie-down hurricane straps for a better wind mitigation insurance discount? 

Why didn’t I get an insurance discount for my new hurricane-resistant windows on my wind mitigation inspection?

• When did Florida start requiring re-nailing of roof deck sheathing for a roof replacement?

• What would cause a roof to fail the wind mitigation inspection? 

Which building permit date is used for the Building Code section of the wind mitigation form? 

• What are the different roof deck attachment discount categories for a wind mitigation inspection?



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